Posted by Mark Montgomery | December 05, 2017

Photo of VLM 3 Groundbreaking in 2016
VLM 3 Groundbreaking in 2016

ORLAND—Several families will celebrate the holidays this year in new homes they helped build through Community Housing Improvement Program.

Nine families get keys to their new homes on Wednesday, December 13 at 10:30 a.m. at the Villa La Michele 3 subdivision on Jacqueline and Gable Streets. This is the second phase of VLM3—eight families moved in last month, and the subdivision has now sold all 38 lots with 21 still under construction.  Representatives from USDA and CHIP will meet with the families to sign final paperwork so the new homeowners can move in immediately.

Under CHIP’s self-help program, families build their homes in groups of five to nine families under the supervision of CHIP’s construction staff.  Each household dedicates at least 30 hours per week in labor towards building their new homes and help each other during the process, which takes about a year. All homes must be finished before anyone moves in.

House plans included 3-5 bedrooms priced around $200,000, with no down payment, affordable monthly payments and low fixed interest rates. USDA Rural Development provides funding assistance for these programs. Builders must make at or below 80 percent median income for the county in which they build, have decent credit, and earn enough income to make monthly payments on the loan.

CHIP also has other developments starting soon and maintains an interest list. For more information about self-help housing, visit


Community Housing Improvement Program

CHIP is a private, non-profit corporation providing quality affordable self-help housing, rental apartment communities and housing-related services to seven Northern California counties. The organization has built more than 2,000 housing units in the North Valley since 1973.


For more information, contact:

Raquel Calva 530.891/6931x226


Judy Orozco 530.891.6931x233